the mortgage company sent a survey that I won’t answer. they…

the mortgage company sent a survey that I won’t answer. they knew the answer but still holds a hope. the low interest rate locked a large portion of mortgages that won’t liquid for a long time. when I look at the housing market now, i won’t swap my mortgage, meaning I won’t sell my house for a new house, I’d only consider keep the low-interest mortgage and look for new. that’s also means I have less buying power, and delay my decision - won’t buy new house for a long time.